4 Clever Ways To Boost Your Credit Score

Most of us can't buy a home at the Lake of the Ozarks without taking out a mortgage loan. This is a great time to buy because interest rates for mortgage loans are still at all-time lows, but buyers should realize that the advertised rates are only part of the puzzle; your interest rate will greatly impact how much home you can afford, and your credit score will greatly impact the interest rate you qualify for.

Taking steps to boost your credit score will give you the best shot at affording your dream home at the Lake of the Ozarks. Here are some simple suggestions for upping your credit rating.

Pay Your Bills In Full Every Month
This is the first and most important step towards boosting your credit score. Your credit rating aims to represent how reliably lenders can trust you to repay your debts to them, so paying all your bills in full every month will give you a solid baseline from which to build.

Keep Balances Low
Borrowers who routinely run high balances on their credit cards are seen as higher risk. Keeping the outstanding balances as low as possible makes you seem more responsible, which means you are a lower risk for potential lenders.

Limit Your Lines Of Credit
Identifying your ideal number of credit lines can be a bit tricky. To some extent, having multiple lines of credit can be a good thing. If you are able to pay multiple bills in full every month, it shows creditors that you can successfully manage your debts. If you run up needless balances on multiple credit cards, however, it can make you seem unnecessarily "spendy" and somewhat irresponsible. If you have a car and a home loan, you may want to pick two primary credit cards to use exclusively and cancel your other ones.

Space Out Your Credit Applications
Did you know that every time a lender pulls your your credit history, your score drops a little bit? The impact is fairly limited and it's not something to stress over, but it does serve as a reason to space our your credit applications. For example, if you just bought a car last month, you may want to wait a few more months before applying for a new credit card.

Good Luck!
It's never too soon to start working on raising your credit score. Establishing a solid credit rating takes time - even if you're not planning on buying a home for several years, taking steps to increase your score now can make a big difference in the long run.

Ready To Start Touring Homes? 
It's never too soon to start improving your scores, and it's also never too soon to start touring homes for sale at the Lake of the Ozarks! Visiting potential homes does not in any way obligate you to move forward with the sale, but it will allow you to get a better feel for what you do and don't want in your next home. Our Lake of the Ozarks real estate agents would be more than happy to show you around!

The Property Shop at the Lake

2086 Horseshoe Bend Parkway

Lake Ozark, MO 65049

(573) 693-1100

(573) 480-7760

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Beautiful Waterfront Home For Sale In Rocky Mount!

Are you tired of carefully maneuvering down steep, winding driveways? Are you dreaming of a place where lake access can be as easy as it is fun? If either of these statements apply to you, then we think you'll love what we're about to tell you!


Your friends at The Property Shop At The Lake would love to give you a tour of this gorgeous waterfront home for sale at the Lake of the Ozarks! Situated in Rocky Mount, MO, this cozy home comes with all of the beauty and serenity of lakefront living. Sounds like perfection to us!

27888 Lyndsey Lane ~ Lakefront Living At Its Finest

With 165 feet of lakefront, this peaceful little property offers all of the benefits of living on the Lake of the Ozarks. Come enjoy...

• Covered, Electric Two-Well Dock
• Two Boat Lifts
• One PWC Lift
• Large Storage Shed
• Beach Play Area
• Attached Swim Platform
• NO STEPS To The Dock!

Despite all the crazy hills that surround the Lake, this property does not have any steps leading down the dock - instead, you and your family can enjoy an easy stroll down to the water along the gradually sloping sidewalk. Your kids and grandkids will love the beachfront play area and the attached swim platform. Young or old, everyone is sure to have a blast when they come to your house!

27888 Lyndsey Lane ~ Casual Lakefront Living

The waterfront access isn't the only great thing about this property. This two-story home also comes with all the amenities for a casual, comfortable residential experience. Here's a snapshot of some of the home's main features:

• 1,800 Sq. Ft.
• 2.5 Baths
• 3 Bedrooms
• Martini Deck
• Flat Driveway
• Open Floor Plan
• Pantry
• Walk-In Closet

Affordably priced at just $319,000!

Contact Your Lake Of The Ozarks Real Estate Agent To Schedule A Showing!

Ideal for a full-time residency or a weekend getaway, this home creates the perfect setting for a great time at the Lake. If you would like to schedule a showing of this beautiful property, contact your friends at our Lake of the Ozarks real estate agency. We are available for showings in the evening or on the weekends - just let us know what time works for you!

The Property Shop at the Lake

2086 Horseshoe Bend Parkway

Lake Ozark, MO 65049

(573) 693-1100

(573) 480-7760

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The Dogwood Festival at the Lake of the Ozarks

One of the best things about the Lake of the Ozarks is the way it always has something for everyone. This week, locals and tourists alike will be flocking to Camdenton, MO for one of the year's most highly anticipated events - The Dogwood Festival!

65th Annual Dogwood Festival 

The Dogwood Festival is back for its 65th year on April 16-18, 2015, and this year is shaping up to be better than ever. With events ranging from parades to craft shows, The Dogwood Festival always has something fun for the whole family. Here's a snapshot of some of the activities in store for this weekend.

~ Art Displays

~ Garage Sales

~ Dinner Theatre Productions

~ Food Booths

~ Craft Booths

~ Parade

~ Dog Contest (Cutest, Ugliest, Etc)

~ Carnival

~ Live Entertainment

Photo Credit: CamdentonChamber.com

These fun festivities are great, but they barely scratch the surface of everything waiting for you at this year's Dogwood Festival. The beauty pageants are also a huge hit at the festival every year. There are several different pageants that welcome people of all ages, including a...

• Baby Contest (up to 4 years old)
• Little Mr. and Miss Contest (5-8 years old)
• Junior Miss Contest (9-12 years old)
• Teen Miss Contest (13-15 years old)
• Miss Dogwood Festival (16-22 years old)

Don't forget to cheer on all the contestants!

Moving to the Lake?

If you are thinking about becoming a full-time or part-time homeowner at the Lake, stop by and talk to one of The Property Shop agents about buying a home at the Lake of the Ozarks. Our skilled team members would love to help you relocate to Osage Beach, Lake Ozark, Camdenton, Sunrise Beach, or any of the other Lake locations!

The Property Shop at the Lake

2086 Horseshoe Bend Parkway

Lake Ozark, MO 65049

(573) 693-1100

(573) 480-7760

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Meet & Greet with Tina Stotler, Broker/Owner at The Property Shop!

Are you passionate about meeting new people and about the Lake of the Ozarks community as a whole? If so, then you have a lot in common with our Broker/Owner at The Property Shop at the Lake, Ms. Tina Stotler! Tina has been a resident of the Lake for many years and she loves helping people find their own places to call home here in our beautiful community. We hope you'll enjoy this opportunity to meet Tina and get to know her a little bit better!

Tina and her significant other, Kevin!

Q:  How long have you lived at the Lake of the Ozarks?

A:  I've lived here part-time all of my life, but I've officially lived here full-time for eight years.

Q:  How did you first get started in real estate?

A:  I was originally in Medical Software Sales, and I was looking for a career change. I ended up in real estate - and never looked back!

Q:  If you could travel anywhere in the world, where would you go and why?

A:  I would travel to Italy - I have family heritage there.

Q:  Who is your family?

A:  My significant other is Kevin. I have a son named Matthew, a daughter named Michelle, a son-in-law named Jeremy, and a granddaughter named Gillian. I also have one brother and four sisters - I come from a very large family!

Q:  What is your favorite childhood memory?

A:  Water-skiing and boating on the Lake of the Ozarks... What else?!

Q:  What do you love the most about your job?

A:  I love meeting new people and helping them buy or sell their properties at the Lake of the Ozarks. I'm helping them fulfill their dreams and make memories, and I'm so grateful to be a part of their lives!

Q:  What do you enjoy doing in your free time?

A:  I love boating and golfing.

Q:  If you won the lottery, what would you do?

A:  I would spread the wealth among my family and friends... and keep on selling real estate at the Lake of the Ozarks!

The Property Shop at the Lake

2086 Horseshoe Bend Parkway

Lake Ozark, MO 65049

(573) 693-1100

(573) 480-7760

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Tweet With Us